Household calculator

Nanny Tax Calculator

Estimate annual nanny payroll cost, including wages and household employer tax assumptions.

Start with wagesHourly rate and weekly hours drive the base cost.
Add tax assumptionsEmployer taxes can change your budget.
Plan records earlyPayroll is easier when tracked from the start.

Nanny payroll starts with a simple question: what is the true household employer cost once wages, taxes, and payroll help are included?

Nanny tax calculator

Estimate annual household employer cost before payroll service fees, state rules, or overtime.

How to use the estimate

Use the result to budget beyond hourly pay. Then decide whether you want to track everything yourself, use a household payroll service, or ask a tax professional for help.

What can change the total cost

1Hours and overtime

Weekly hours can change both wages and compliance needs.

2Employer taxes

Household employer taxes can sit on top of gross wages.

3Payroll service

A service may help with calculations, filings, and year-end forms.

4State rules

State requirements may add registrations, filings, or insurance considerations.

Common nanny payroll mistakes

  • Assuming a nanny is a contractor. Household worker classification matters.
  • Waiting until tax season. Clean records are easier from the start.
  • Budgeting only for hourly pay. Taxes and service fees can change the real cost.

How to use the nanny tax estimate

The estimate helps you budget for household payroll before choosing whether to handle records yourself, use a household payroll service, or ask a tax professional for help.

  • Start with worker status. A regular nanny is often a household employee, not a contractor.
  • Budget beyond hourly pay. Employer taxes, forms, and service fees can change the true cost.
  • Keep records from the start. It is harder to reconstruct wages and hours at year-end.