Disclaimer

1. Agreement to these terms

These Terms of Use are an agreement between you and Nofo Times LLC (“Company,” “we,” “us,” or “our”) regarding your use of PayrollFor.com and related pages that link to these Terms. If you do not agree to these Terms, do not use the site.

2. Changes to these terms

We may update these Terms from time to time. Updated Terms will be posted on this page with a revised “Last updated” date. Your continued use of the site after changes are posted means you accept the updated Terms.

3. Permitted use

You may use the site for lawful, personal, business, and informational purposes. You are responsible for your use of the site and for complying with applicable laws.

4. No professional advice

The site provides general educational information only. It does not provide legal, tax, accounting, payroll, HR, benefits, insurance, financial, or other professional advice. See our Disclaimer for more detail.

5. Prohibited uses

You agree not to:

• use the site for unlawful, fraudulent, harmful, or abusive purposes;
• copy, scrape, crawl, reproduce, redistribute, or exploit site content at scale without permission;
• use automated tools to access, monitor, extract, or index the site except as permitted by standard search engine practices;
• attempt to interfere with the security, availability, or operation of the site;
• misrepresent your identity or affiliation;
• use the site to develop, train, benchmark, or improve a competing product or service without permission; or
• violate these Terms or any applicable law.

6. Intellectual property

The site, including its text, layout, design, logos, calculators, organization, graphics, and other content, is owned by Nofo Times LLC or its licensors and is protected by copyright, trademark, and other laws. You may not copy, reproduce, distribute, modify, create derivative works from, publicly display, or commercially exploit site content except as expressly permitted by us in writing or by applicable law.

7. Third-party links and providers

The site may link to third-party websites, payroll providers, software tools, advertisers, affiliates, government resources, and other services. We do not control third-party services and are not responsible for their content, pricing, quotes, advice, filings, products, privacy policies, terms, or actions.

8. No user accounts or transactions currently

PayrollFor.com is currently an informational publisher site. It does not process payroll, collect payroll tax deposits, file payroll returns, provide payroll accounts, or sell payroll services directly. If interactive forms, quote requests, affiliate programs, or other services are included where appropriate, additional terms or disclosures may apply.

9. Privacy

Your use of the site is also governed by our Privacy Policy, which explains how information may be collected and used.

10. Disclaimers

The site is provided “as is” and “as available.” To the fullest extent permitted by law, we disclaim all warranties, express or implied, including warranties of accuracy, completeness, merchantability, fitness for a particular purpose, title, non-infringement, availability, and security.

11. Limitation of liability

To the fullest extent permitted by law, Nofo Times LLC and its owners, employees, contractors, contributors, affiliates, and agents will not be liable for indirect, incidental, consequential, special, exemplary, punitive, or similar damages, or for lost profits, lost revenue, lost data, business interruption, payroll mistakes, tax penalties, or reliance damages arising from your use of the site or any third-party service.

12. Indemnification

You agree to defend, indemnify, and hold harmless Nofo Times LLC and its owners, employees, contractors, contributors, affiliates, and agents from claims, liabilities, damages, losses, and expenses arising from your use of the site, your violation of these Terms, or your violation of any rights of another person or entity.

13. Governing law

These Terms are governed by the laws of the State of New York, without regard to conflict-of-law principles, except where applicable law requires otherwise.

14. Dispute resolution

Before filing any claim relating to the site, you agree to first contact us at info@payrollfor.com and attempt to resolve the dispute informally. Any claim must be brought individually and not as part of a class or representative action, to the extent permitted by law.

15. Termination or restriction of access

We may suspend, restrict, or terminate access to the site at any time if we believe a user has violated these Terms, created risk, or used the site in an abusive or unlawful way.

16. Contact

Questions about these Terms may be sent to:

Nofo Times LLC
info@payrollfor.com